How to Know My Account Balance in Iob

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IOB Balance Check - How to use online IOB balance enquiry service

Updated on: 2021-10-14 17:53:12

IOB balance enquiry service can be availed by you if you have a bank account with IOB. Online balance check registration will help you perform IOB balance enquiry on your mobile phone without going to the branch or ATM. After activating your IOB balance check service online you'll be able to immediately check available funds in your bank account on your mobile phone.

Earlier you had to visit IOB branch or ATM to sign-up for online balance check service, but now you can do so directly using our mobile app. After downloading our mobile app, you can immediately register for Indian Overseas Bank balance enquiry and start checking available funds on your mobile.

Benefits of IOB balance enquiry service on app:

Online registration for balance enquiry
Anytime IOB balance check
Zero fees for online balance enquiry
No SMS need to be sent for checking balance
No need to call on toll-free number
No need to give any miss call
Throughout the day including night you can perform Indian Overseas Bank balance enquiry
Even on Saturday and Sunday IOB balance check works
Even on public holidays and bank holidays you can check the balance of your account

How to register and activate IOB balance check service:

Download Cointab app for Android or iPhone
Install app using mobile number which is registered in your IOB account
Select IOB for bank account registration
All your IOB accounts will be registered and activated for mobile banking
Enter your debit card number and generate secure banking PIN
Select Balance Check option
Enter your banking PIN
Your Indian Overseas Bank account balance will be displayed on the screen

Now you can do Indian Overseas Bank balance check anytime 24x7.

IOB Balance Check Services features

Online registration for balance check

To check the balance of your IOB account you can register online. There is no need to fill any form and submit in branch or ATM. By downloading our app, you can add your bank accounts and do online registration for IOB balance check service.

Balance enquiry online

After registering for the online IOB balance check service, you will not have to visit the branch or ATM to see available balance in your account. You can use our app to perform IOB balance enquiry online.

24x7 service

The online balance enquiry service works 24 hours a day, 7 days a week so that whenever you need you can check your balance. This service works even on weekends (Saturday and Sunday). The best thing about online Indian Overseas Bank balance check service is that unlike the branch, you can use this facility even on public holidays and bank holidays.

No charges

Online balance check service is offered by IOB for free and you will not be charged for using it.

Unlimited times

As it is a useful service, you can use Indian Overseas Bank balance enquiry service unlimited times, whenever you need.

Online Balance Enquiry Service Benefits

There are many benefits to using online IOB balance check service such as:

Time saving: Instead of going to the branch or ATM to just check your available balance, you can save a lot of time using online IOB balance enquiry service on your mobile.

Cost saving: Online balance check service is free to use hence you save ATM fees that are levied by Indian Overseas Bank when you perform non-financial transactions on ATMs.

Security: All IOB mobile banking transactions are 100% secure due to linking of your account on your mobile number and your banking PIN

Security of Balance Check Service

IOB balance check service is 100% secured in the following manner:

Your accounts can only be added in your phone because they are linked to your mobile number
After adding accounts you have to generate a banking PIN using your debit card
This PIN must be used for all banking transactions. Without this PIN transactions will not be carried out
App password can be created so that no one can even open the app without knowing your app password
PIN or pattern lock can be created for your phone so that no one can open your mobile

Timing of Balance Enquiry Service

IOB balance check service works on all days, including Saturday and Sunday
The service works at night as well
It also works on bank holidays and public holidays
You can use the bank's balance enquiry service throughout the year

Online Balance Check Service Eligibility

If you would like to use IOB balance check service you have to meet the following requirements:

You must have a savings or current account with IOB
Your mobile number must be registered with IOB
You must have Android or iPhone mobile phone
You must have an internet connection either via SIM card or WiFi

Limitations of Online Balance Check Service

Please keep in mind the following limitations of online balance check service:

It will not work if your mobile number is not registered with IOB
Without Android or iPhone mobile phone, it will not work
Without internet connection, it will not work

How to Know My Account Balance in Iob

Source: https://www.cointab.in/mobile-banking/indian-overseas-bank/bank-account-balance